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WELCOME

Forward-thinking financial strategies

The Team

It is our mission to bring financial clarity, security and prosperity to our clients' ambitions.


Andrew Webster Photo

Andrew Webster

Managing Partner, Life Insurance Advisor | Webster Financial
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Andrew Webster

Managing Partner, Life Insurance Advisor | Webster Financial

MUTUAL FUNDS REPRESENTATIVE | MANULIFE SECURITIES INVESTMENT SERVICES INC.


Andrew graduated with an MBA from the University of Western Ontario’s Richard Ivey School of Business. Before returning to school for post graduate studies, Andrew was the Toronto area general manager for a Canada-wide services company.

Andrew advises on insurance & investment planning, in addition to consulting on employee benefit programs.

General and Insurance Inquiries: andrew@wfinc.ca
Investment Inquiries: andrew.webster@manulifesecurities.ca

Joe Webster Photo

Joe Webster

PARTNER, LIFE INSURANCE ADVISOR | WEBSTER FINANCIAL
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Joe Webster

Partner, Life Insurance Advisor | Webster Financial

MUTUAL FUNDS REPRESENTATIVE | MANULIFE SECURITIES INVESTMENT SERVICES INC.


Joe has had a life insurance, group benefits and pension consulting practice for over 25 years. In addition to locally based companies, Joe’s clients have included the Canadian subsidiary of a Fortune 500 imaging and diagnostic company and Canadian market leaders in such industries as auto auctioning and media sales.

Along with group benefits and pensions, Joe works in the individual retirement and life insurance field.

General and Insurance Inquiries: joe@wfinc.ca
Investment Inquiries: joseph.webster@manulifesecurities.ca


Garnet Webster Photo

Garnet Webster

Partner, Life Insurance Advisor | Webster Financial
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Garnet Webster

Partner, Life Insurance Advisor | Webster Financial

MUTUAL FUNDS REPRESENTATIVE | MANULIFE SECURITIES INVESTMENT SERVICES INC.


Garnet is a chartered accountant with an MBA from McMaster University. He was a manager with Coopers & Lybrand (Toronto) in their financial services practice before commencing a group benefits and pension consulting practice of his own. His clients have included a wide variety of Canadian market leaders in such industries as specialty financial services, food production, office equipment and food service equipment. Although most are privately owned and controlled, Garnet also works with publicly listed companies.

Besides group benefits and pensions, Garnet practices in the individual retirement and life insurance field.

General and Insurance Inquiries: garnet@wfinc.ca
Investment Inquiries: garnet.webster@manulifesecurities.ca

Dave Webster Photo

Dave Webster

LIFE INSURANCE ADVISOR | WEBSTER FINANCIAL
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Dave Webster

LIFE INSURANCE ADVISOR | WEBSTER FINANCIAL


Dave studied social studies at Guelph University. While attending university, Dave ran his own painting franchise under the College Pro banner. He spent the past seven years with a Toronto area service company; initially as a project manager and then later as their director of sales, helping it grow to one of the largest paint companies in the GTA.

At Webster Financial, Dave focuses on individual life, critical illness and disability insurance plans, as well as employee benefit programs.

Email: dave@wfinc.ca

Jane Rostic Photo

Jane Rostic

OFFICE MANAGER | WEBSTER FINANCIAL
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Jane Rostic

Office Manager | WEBSTER FINANCIAL


Jane Rustic was asked to join Webster Financial in 1996. Jane has been our trusted office manager for over 25 years, and many would say she is the glue that keeps our organization together. She is a valuable resource to both the partners of the firm and our clients. Jane ensures all the needs of the day-to-day operations of the firm are met. She also takes pride in building relationships with our clients to ensure seamless communication. For the longstanding clients of the firm, you know her well, for the new clients of the firm, you will soon.

Email: jane@wfinc.ca

Edward McCloskey Photo

Edward McCloskey

Independent Insurance Advisor
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Edward McCloskey

Independent Insurance Advisor


Edward is a Toronto-based life insurance advisor that has been working on a joint book of clients with Andrew Webster since 2014. Edward advises professionals and business owners on individual, family and corporate insurance planning as well as employee benefit plans for companies.

Email: edward.l.mccloskey@outlook.com
Phone: 416.400.3119


We strive to exceed your expectations every day.

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.


6-step Financial Strategy Process

STEP 1: Establishing and defining the client-advisor relationship

We explain or document the services to be provided and define the responsibilities along with the responsibilities of the client. The advisor and client should agree on how long the relationship will last and on how decisions will be made.

STEP 2: Gathering client data and determining goals and expectations

We will asks about your financial situation, personal and financial goals and attitude about risk. We then gather all necessary documents at this stage before giving you any sound advice.

STEP 3: Analyzing and evaluating the client's financial status

We analyze the information to assess your current situation to determine what must be done to achieve your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

We will offer educated recommendations that address your goals, based on the information you have provided. We review our professional recommendations with you to allow you to make the best informed decisions. We listen to your concerns and considerations, and revise our recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

We work with you to agree upon how each recommendation should be carried out. Together, we may choose to have us carry out the recommendations for you or serve as a "coach", coordinating the process with you and other professionals such as attorneys or stockbrokers.

STEP 6: Monitoring the financial strategy recommendations

Together we will agree upon who, and how, we will monitor your progress towards your financial goals. We report to you periodically to review the financial situation and adjust any recommendations as needed. As our client, we will always keep you informed and knowledgeable when it comes to your financial strategy and situation.

What our clients are saying about us...


I have been using Webster Financial for my insurance needs both personally and professionally for almost a decade. I am thankful to be able to rely on them to ensure my business and employees are well taken care of.

Liz

Working with Webster Financial has been life changing. They collaborated with me to come up with a plan that worked for my life, educated me along the way, and helped me to achieve my financial goals. Last year I bought my first income property and am now well on the way to my 2nd.

Rachel

Webster Financial did an incredible job at helping e-Zinc design its employee benefit program. I highly recommend Webster Financial!

James

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